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    <title>Employee Benefit News</title>
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      <title>The three E’s of employer-provided life insurance: Education, encouragement, enrollment</title>
      <description>The days of employees spending their entire careers at one company are long gone, as the average employee will change jobs 12 times throughout their career. This environment of high turnover makes it...</description>
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        <![CDATA[<p>The days of employees spending their entire careers at one company are long gone, as the average employee will change jobs 12 times throughout their career. This environment of high turnover makes it...</p>]]>
      </content:encoded>
      <guid>http://www.businesswatchnetwork.com/articles/6253</guid>
      <pubDate>Fri, 04 Oct 2019 00:00:00 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/6253-the-three-es-of-employer-provided-life-insurance-education-encouragement-enrollment</link>
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        <media:title type="plain">Boosting Voluntary Benefits Graph</media:title>
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    <item>
      <title>10 Worst Cities For Retirement</title>
      <description>As older employees prepare for retirement, considerations about where to spend their golden years is paramount. To help with that decision, they might want to consider new research from financial website WalletHub about the best and worst places to retire. The firm's analysts compared the retiree-friendliness of the 150 largest U.S. cities across 40 key metrics - including...</description>
      <content:encoded>
        <![CDATA[As older employees prepare for retirement, considerations about where to spend their golden years is paramount. To help with that decision, they might want to consider new research from financial website WalletHub about the best and worst places to retire. The firm's analysts compared the retiree-friendliness of the 150 largest U.S. cities across 40 key metrics - including...]]>
      </content:encoded>
      <guid>http://www.businesswatchnetwork.com/articles/4450</guid>
      <pubDate>Fri, 18 Aug 2017 10:34:30 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/4450-10-worst-cities-for-retirement</link>
    </item>
    <item>
      <title>Workplace Culture Is King</title>
      <description>Just about every employer we work with is focused on creating an organizational culture that enables employees to thrive and therefore increase productivity. Of course, their effectiveness varies widely. Some organizations have...</description>
      <content:encoded>
        <![CDATA[Just about every employer we work with is focused on creating an organizational culture that enables employees to thrive and therefore increase productivity. Of course, their effectiveness varies widely. Some organizations have...]]>
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      <guid>http://www.businesswatchnetwork.com/articles/2599</guid>
      <pubDate>Mon, 31 Aug 2015 10:13:48 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/2599-workplace-culture-is-king</link>
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      <title>More On The Oct. 1 ACA Notices: Who Has To Provide Them</title>
      <description>After Monday's reminder about the Oct. 1 deadline for Affordable Care Act communications, the following question came up frequently - Does the notice requirement apply to employers with less than 50 employees? Further clarification is provided...</description>
      <content:encoded>
        <![CDATA[After Monday's reminder about the Oct. 1 deadline for Affordable Care Act communications, the following question came up frequently - Does the notice requirement apply to employers with less than 50 employees? Further clarification is provided...]]>
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      <guid>http://www.businesswatchnetwork.com/articles/892</guid>
      <pubDate>Tue, 03 Sep 2013 06:48:35 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/892-more-on-the-oct-1-aca-notices-who-has-to-provide-them</link>
    </item>
    <item>
      <title>Employees Say Companies Have Yet To Communicate Benefit Changes</title>
      <description>The October 1 deadline for employers to notify employees of their health coverage options is looming yet the majority of employees say their company has yet to communicate any changes, according to a survey released this morning by Aflac. Sixty-nine percent of employees surveyed say their employer hasn't communicated changes coming to their benefits package due to health care reform, despite...</description>
      <content:encoded>
        <![CDATA[The October 1 deadline for employers to notify employees of their health coverage options is looming yet the majority of employees say their company has yet to communicate any changes, according to a survey released this morning by Aflac. Sixty-nine percent of employees surveyed say their employer hasn't communicated changes coming to their benefits package due to health care reform, despite...]]>
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      <guid>http://www.businesswatchnetwork.com/articles/891</guid>
      <pubDate>Tue, 03 Sep 2013 06:47:41 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/891-employees-say-companies-have-yet-to-communicate-benefit-changes</link>
    </item>
    <item>
      <title>Affordable coverage under PPACA, theoretically</title>
      <description>The IRS and HHS have been issuingï؟½guidance and notices, as well as regulations, regarding the definition of affordable coverage under the Patient Protection and Affordable Care Act. But employers seem to be caught up in household income, 8%, 9.5% and what constitutes affordable coverage to avoid penalties. So breaking down this one issue of ï؟½affordability,ï؟½ letï؟½s summarize where we presently appear to be...</description>
      <content:encoded>
        <![CDATA[The IRS and HHS have been issuingï؟½guidance and notices, as well as regulations, regarding the definition of affordable coverage under the Patient Protection and Affordable Care Act. But employers seem to be caught up in household income, 8%, 9.5% and what constitutes affordable coverage to avoid penalties. So breaking down this one issue of ï؟½affordability,ï؟½ letï؟½s summarize where we presently appear to be...]]>
      </content:encoded>
      <guid>http://www.businesswatchnetwork.com/articles/667</guid>
      <pubDate>Tue, 04 Jun 2013 11:21:21 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/667-affordable-coverage-under-ppaca-theoretically</link>
    </item>
    <item>
      <title>A walk-through on full-time vs. part-time for PPACA</title>
      <description>With a substantial portion of the Patient Protection and Affordable Care Act set to go into effect in 2014, employers are working to determine how the law will impact them, their business and their employees. Because the law will require most employers to provide affordable minimum essential health insurance coverage to full-time employees or face financial penalties, employers must...</description>
      <content:encoded>
        <![CDATA[With a substantial portion of the Patient Protection and Affordable Care Act set to go into effect in 2014, employers are working to determine how the law will impact them, their business and their employees. Because the law will require most employers to provide affordable minimum essential health insurance coverage to full-time employees or face financial penalties, employers must...]]>
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      <guid>http://www.businesswatchnetwork.com/articles/666</guid>
      <pubDate>Tue, 04 Jun 2013 10:54:47 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/666-a-walk-through-on-full-time-vs-part-time-for-ppaca</link>
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    <item>
      <title>ACA regulations Rife With Unknowns</title>
      <description>Approximately 47 minutes into his 75-minute talk on the Affordable Care Act, Mark Nielsen found himself saying something for the third or fourth time ï؟½ repetitive enough that he felt the need to draw attention to it: "We don't know how much information the Department of Health and Human Services will want." Speaking at the International Foundation of Employee Benefit Plansï؟½ Washington legislative update on Monday, Nielsen acknowledged how easy it is...</description>
      <content:encoded>
        <![CDATA[Approximately 47 minutes into his 75-minute talk on the Affordable Care Act, Mark Nielsen found himself saying something for the third or fourth time ï؟½ repetitive enough that he felt the need to draw attention to it: "We don't know how much information the Department of Health and Human Services will want." Speaking at the International Foundation of Employee Benefit Plansï؟½ Washington legislative update on Monday, Nielsen acknowledged how easy it is...]]>
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      <guid>http://www.businesswatchnetwork.com/articles/655</guid>
      <pubDate>Sun, 02 Jun 2013 15:16:48 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/655-aca-regulations-rife-with-unknowns</link>
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      <title>ACA Prep: Now, This Year And In 2014</title>
      <description>The Patient Protection and Affordable Care Act includes many requirements applicable to employer group health plans. Some of these requirements are already effective but some of the most significant requirements will become effective in 2014. Employers should now be considering what they need to...</description>
      <content:encoded>
        <![CDATA[The Patient Protection and Affordable Care Act includes many requirements applicable to employer group health plans.  Some of these requirements are already effective but some of the most significant requirements will become effective in 2014.  Employers should now be considering what they need to...]]>
      </content:encoded>
      <guid>http://www.businesswatchnetwork.com/articles/654</guid>
      <pubDate>Sun, 02 Jun 2013 15:11:29 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/654-aca-prep-now-this-year-and-in-2014</link>
    </item>
    <item>
      <title>Dental benefits unraveling</title>
      <description>Health care reform is due to bring significant changes to the payment and reimbursement of dental services, including little-noted - but not low-cost - orthodontia. Dental industry experts weigh in on the potential implications. The American Association of Orthodontists saysï؟½</description>
      <content:encoded>
        <![CDATA[Health care reform is due to bring significant changes to the payment and reimbursement of dental services, including little-noted - but not low-cost - orthodontia. Dental industry experts weigh in on the potential implications. The American Association of Orthodontists saysï؟½]]>
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      <guid>http://www.businesswatchnetwork.com/articles/569</guid>
      <pubDate>Tue, 16 Apr 2013 10:32:41 -0400</pubDate>
      <link>https://www.businesswatchnetwork.com/articles/569-dental-benefits-unraveling</link>
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