Just how grim are the retirement prospects for the generation that's now entering the workplace for the first time? So grim, that many believe the only way to secure a stable retirement is by inheriting it. Well, the affluent members of Generation Z, anyway. Specifically...

Put your road warriors on alert: They're going to have to keep an even closer watch on their company credit cards during their business trips. That's because you're going to have one less fraud prevention protection. As of April 13, both American Express and Mastercard no longer require signatures for purchases where people checkout in person. (Visa said it will let North American merchants choose whether or not to require signatures starting this month.) And that could make some headaches for you. You can thank chip technology for this change - card companies say it's no longer necessary to sign on the dotted line as their fraud prevention capabilities have advanced so far.